# Storm Damage Roof Repair in the Phoenix Valley

> Storm damage roof repair in the Phoenix Valley. What hail and wind do to tile, shingle and foam roofs, your rights under Arizona law, and a free inspection.

Canonical: https://www.masizodevelopment.com/guides/storm-damage-roof-repair
Last updated: 2026-10-26

Published: 2026-10-26

The October 20 and 21 storms brought hail and 60 mph winds from Chandler and Mesa to North Phoenix. If your home was in the path, get the roof checked before the next rain. Storm damage often doesn't leak right away.

## What the October Storms Did

Two days of severe storms hit the Valley on October 20 and 21, 2026. On the night of the 20th, the National Weather Service warned of hail and 60 mph winds north of Mesa.

One big storm cell moved over Chandler, Mesa and Fountain Hills. Hail also fell in Gilbert, Tempe, Scottsdale and North Phoenix. A photo east of Mesa showed hail 1 to 2 inches wide, and news crews reported hail up to baseball size near 19th Avenue and Peoria.

Big storms aren't just a summer thing here. Monsoon season runs June 15 to September 30, but golf ball hail hit Ahwatukee in November 2025. And the worst storm on record for damage in Arizona was a hailstorm on October 5, 2010.

## What Storms Do to Each Kind of Roof

The damage depends on what your roof is made of. After the October storms, a Mesa roofer saw the most damage on shingles. Clay tile and foam roofs took damage too, and concrete tile mostly held up.

| Roof type | What storm damage looks like |
| --- | --- |
| Asphalt shingle | Hail knocks off the granules and leaves dark spots. In time the mat under them shows and can leak. Wind can lift or tear shingles. |
| Clay tile | More brittle than concrete, so hail cracks and chips it. Wind can lift tiles and slide them out of place. |
| Concrete tile | Held up best in October. Wind can still shift tiles and leave the underlayment open to rain. |
| Flat and foam | Hail can dent or punch through the coating. Without it, the sun breaks down the foam and a leak can follow. |

Wind is the other half of storm damage. NWS Phoenix says microburst winds are often 40 to 60 mph and can top 100 mph at times. That's enough to lift tiles, tear off flashing and drop branches on the roof.

Got solar panels? A damaged system can still seem to work as usual, so have it checked along with the roof.

## Your Rights Under Arizona Law

Scammers follow big storms. In August 2026, Attorney General Kris Mayes warned Arizonans about storm repair scams. Her advice: check the license, get more than one written estimate, and don't pay in full until the work is done.

Arizona also has a law for storm repair contracts, A.R.S. 32-1158.02. It applies when your insurance company names the storm a catastrophe for your area. Under it:

- You can cancel within four business days of signing, for any reason.
- If your insurance company denies the claim, you can cancel within 72 hours of being told.
- The down payment can't be more than half of the contract.
- A contractor can't pay or rebate your deductible, or advertise that they will.
- A contractor can't act as your adjuster or negotiate your claim for you.

Check any roofer's license with the Arizona Registrar of Contractors before you sign. Ours are AZ ROC #336058 for building and #347030 for restoration.

## Repair or Replace

Plenty of storm-damaged roofs need a repair, not a new roof. A few cracked tiles and the underlayment under them can often be fixed on their own.

Replacing makes sense when the damage covers much of the roof, or the roof was near the end of its life before the storm. Hail can also take years off a roof that isn't leaking yet.

After the free inspection, we'll tell you which one you need and show you photos of why. If water already got inside, we fix that too. We're a licensed restoration company and IICRC certified.

This page is general information, not legal advice. For your exact rights, read your contract and A.R.S. 32-1158.02, or talk to a lawyer.

## Get a Free Storm Inspection

We'll check the roof, the flashing and the attic, then give you a written report with photos. [Book a Free Inspection](https://www.masizodevelopment.com/services/roofing#estimate) or call (602) 909-7630.

## Questions About Storm Damage Repair

### Was my roof in the path of the October storms?

Hail and strong winds were reported in Chandler, Mesa, Gilbert, Fountain Hills, Tempe, Scottsdale and North Phoenix. Hail can hit one street and skip the next, so an inspection is the only sure way to know.

### Can a roofer pay my insurance deductible?

No. Arizona's storm repair law says a contractor can't pay, rebate or promise to pay your deductible. If a roofer offers to, that's a red flag.

### Do I have to sign anything to get an inspection?

No. Our roof inspection and estimate are free, and you don't sign anything to get them.

### Can you start work before my insurance company decides?

Only on work that stops more damage, like an active leak. If you file a claim, state law says the rest waits until your insurance company says yes or no.

### How long do I have to file a storm claim?

It depends on your policy. Many set a deadline, so read yours or call your agent soon after the storm.

### Do you also fix water damage inside the house?

Yes. We're a licensed restoration company (AZ ROC #347030) and IICRC certified, so the roof and the rooms below are one job.

## Related

- [Roofing](https://www.masizodevelopment.com/services/roofing)